{"id":25116,"date":"2026-10-07T05:53:30","date_gmt":"2026-10-07T05:53:30","guid":{"rendered":"https:\/\/www.up24network.com\/?p=25116"},"modified":"2026-10-07T05:53:33","modified_gmt":"2026-10-07T05:53:33","slug":"rbi-%e0%a4%a8%e0%a5%87-repo-rate-25-%e0%a4%ac%e0%a5%87%e0%a4%b8%e0%a4%bf%e0%a4%b8-%e0%a4%aa%e0%a5%89%e0%a4%87%e0%a4%82%e0%a4%9f-%e0%a4%ac%e0%a4%a2%e0%a4%bc%e0%a4%be%e0%a4%95%e0%a4%b0-5-50-%e0%a4%95","status":"publish","type":"post","link":"https:\/\/www.up24network.com\/?p=25116","title":{"rendered":"RBI \u0928\u0947 Repo Rate 25 \u092c\u0947\u0938\u093f\u0938 \u092a\u0949\u0907\u0902\u091f \u092c\u0922\u093c\u093e\u0915\u0930 5.50% \u0915\u093f\u092f\u093e, FY27 GDP Growth \u0905\u0928\u0941\u092e\u093e\u0928 7.1%; Home Loan EMI \u092a\u0930 \u092c\u0922\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u0926\u092c\u093e\u0935"},"content":{"rendered":"\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u092c\u0941\u0927\u0935\u093e\u0930, 7 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0915\u094b \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u092c\u0926\u0932\u093e\u0935 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f repo rate \u092e\u0947\u0902 25 basis points \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0930 \u0907\u0938\u0947 5.25 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 5.50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 RBI \u0915\u0940 \u091b\u0939 \u0938\u0926\u0938\u094d\u092f\u0940\u092f Monetary Policy Committee \u092f\u093e\u0928\u0940 MPC \u0928\u0947 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u092b\u0948\u0938\u0932\u0947 \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0938\u0930\u094d\u0935\u0938\u092e\u094d\u092e\u0924\u093f \u0938\u0947 \u092e\u0924\u0926\u093e\u0928 \u0915\u093f\u092f\u093e\u0964 \u092f\u0939 \u092b\u0930\u0935\u0930\u0940 2023 \u0915\u0947 \u092c\u093e\u0926 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u092a\u0939\u0932\u0940 repo rate hike \u0939\u0948 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0938\u093e\u0925 \u0939\u0940 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0928\u0947 \u0905\u092a\u0928\u0940 monetary policy stance \u0915\u094b \u201cneutral\u201d \u0938\u0947 \u092c\u0926\u0932\u0915\u0930 \u201ccalibrated tightening\u201d \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>RBI Governor Sanjay Malhotra \u0928\u0947 \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0915\u0939\u093e \u0915\u093f \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 growth momentum \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 inflation outlook \u0905\u092c \u092a\u0939\u0932\u0947 \u091c\u093f\u0924\u0928\u093e \u0938\u0939\u091c \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0916\u093e\u0926\u094d\u092f \u0914\u0930 \u0908\u0902\u0927\u0928 \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940, \u092e\u0939\u0902\u0917\u093e crude oil, \u0935\u0948\u0936\u094d\u0935\u093f\u0915 geopolitical tensions \u0914\u0930 \u0915\u0908 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u092e\u0947\u0902 \u092b\u0948\u0932\u0924\u093e price pressure \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u092c\u0922\u093c\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0907\u0938\u0940 \u0935\u091c\u0939 \u0938\u0947 MPC \u0928\u0947 inflation \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u093f\u092f\u093e\u0964<\/p>\n\n\n\n<p>Repo rate \u092c\u0922\u093c\u0915\u0930 5.50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u093e\u0925 Standing Deposit Facility \u092f\u093e\u0928\u0940 SDF rate \u092d\u0940 5.25 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u094b \u0917\u0908 \u0939\u0948, \u091c\u092c\u0915\u093f Marginal Standing Facility \u092f\u093e\u0928\u0940 MSF rate \u0914\u0930 Bank Rate 5.75 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092a\u0930 \u092a\u0939\u0941\u0902\u091a \u0917\u090f \u0939\u0948\u0902\u0964 \u092f\u0947 \u0926\u0930\u0947\u0902 RBI \u0915\u0940 liquidity \u0914\u0930 short-term banking system \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 policy rates \u0915\u093e \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u093e\u0924 \u092f\u0939 \u0939\u0948 \u0915\u093f RBI \u0928\u0947 \u0915\u0947\u0935\u0932 interest rate \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u093e\u0908, \u092c\u0932\u094d\u0915\u093f policy stance \u092e\u0947\u0902 \u092d\u0940 \u092c\u0926\u0932\u093e\u0935 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u201cCalibrated tightening\u201d \u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 inflation \u0915\u0947 \u0916\u093f\u0932\u093e\u092b \u0905\u0927\u093f\u0915 \u0938\u0924\u0930\u094d\u0915 \u0914\u0930 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0938\u0916\u094d\u0924 monetary policy \u0905\u092a\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0939\u0948\u0964 Governor Malhotra \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0906\u0917\u0947 \u0915\u0940 policy incoming inflation \u0914\u0930 growth data \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0947\u0917\u0940\u0964 \u092e\u094c\u091c\u0942\u0926\u093e \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0905\u0917\u0932\u093e \u0915\u0926\u092e rate hike \u092f\u093e pause \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0939\u093e\u0932\u093e\u0902\u0915\u093f policy stance \u092c\u0926\u0932\u0928\u0947 \u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f repo rate \u091c\u093f\u0924\u0928\u093e \u0938\u0930\u094d\u0935\u0938\u092e\u094d\u092e\u0924 \u0928\u0939\u0940\u0902 \u0925\u093e\u0964 Repo rate \u092e\u0947\u0902 25 basis points \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u094b \u0938\u092d\u0940 \u091b\u0939 MPC members \u0928\u0947 \u0938\u092e\u0930\u094d\u0925\u0928 \u0926\u093f\u092f\u093e, \u0932\u0947\u0915\u093f\u0928 \u201ccalibrated tightening\u201d stance \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u091a\u093e\u0930 \u0914\u0930 \u0935\u093f\u0930\u094b\u0927 \u092e\u0947\u0902 \u0926\u094b \u0938\u0926\u0938\u094d\u092f\u094b\u0902 \u0928\u0947 \u092e\u0924\u0926\u093e\u0928 \u0915\u093f\u092f\u093e\u0964 \u0907\u0938\u0938\u0947 \u092f\u0939 \u0938\u0902\u0915\u0947\u0924 \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u0915\u093f committee \u0915\u0947 \u092d\u0940\u0924\u0930 \u092d\u0940 \u0907\u0938 \u092c\u093e\u0924 \u092a\u0930 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0935\u093f\u091a\u093e\u0930 \u0939\u0948\u0902 \u0915\u093f \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 monetary tightening \u0915\u093f\u0924\u0928\u0940 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0906\u0917\u0947 \u092c\u0922\u093c\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n\n\n\n<p>RBI \u0928\u0947 FY2026-27 \u0915\u0947 \u0932\u093f\u090f \u092d\u093e\u0930\u0924 \u0915\u0940 real GDP growth forecast \u0915\u094b \u092d\u0940 \u092c\u0922\u093c\u093e\u092f\u093e \u0939\u0948\u0964 \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0905\u092c \u091a\u093e\u0932\u0942 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0947 7.1 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092c\u0922\u093c\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0932\u0917\u093e \u0930\u0939\u093e \u0939\u0948\u0964 \u0905\u0917\u0938\u094d\u0924 \u0915\u0940 monetary policy \u092e\u0947\u0902 FY27 GDP growth \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 6.7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0925\u093e\u0964 \u092f\u093e\u0928\u0940 RBI \u0928\u0947 \u0915\u0947\u0935\u0932 \u0926\u094b \u092e\u0939\u0940\u0928\u0947 \u092e\u0947\u0902 growth forecast \u0915\u094b 40 basis points \u092c\u0922\u093c\u093e\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Growth forecast \u092e\u0947\u0902 \u092f\u0939 \u0938\u0941\u0927\u093e\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0915\u0940 \u092e\u091c\u092c\u0942\u0924 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0947 \u092c\u093e\u0926 \u0906\u092f\u093e \u0939\u0948\u0964 FY27 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u092f\u093e\u0928\u0940 \u0905\u092a\u094d\u0930\u0948\u0932-\u091c\u0942\u0928 2026 \u092e\u0947\u0902 real GDP growth 7.8 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0930\u0939\u0940 \u0925\u0940\u0964 \u092f\u0939 RBI \u0915\u0947 \u0909\u0938 \u0938\u092e\u092f \u0915\u0947 7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0915\u093e\u092b\u0940 \u0905\u0927\u093f\u0915 \u0925\u0940\u0964 Consumption, investment, manufacturing \u0914\u0930 services \u0938\u0939\u093f\u0924 \u0915\u0908 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u092e\u0947\u0902 \u092e\u091c\u092c\u0942\u0924 \u0917\u0924\u093f\u0935\u093f\u0927\u093f \u0928\u0947 growth \u0915\u094b \u0938\u092e\u0930\u094d\u0925\u0928 \u0926\u093f\u092f\u093e\u0964<\/p>\n\n\n\n<p>\u090f\u0915 \u0924\u0930\u092b GDP growth \u0905\u0928\u0941\u092e\u093e\u0928 \u092c\u0922\u093c\u093e\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u0935\u0939\u0940\u0902 \u0926\u0942\u0938\u0930\u0940 \u0924\u0930\u092b inflation forecast \u092d\u0940 \u090a\u092a\u0930 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 RBI \u0928\u0947 FY27 \u0915\u0947 \u0932\u093f\u090f Consumer Price Index \u092f\u093e\u0928\u0940 CPI inflation \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 5 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 5.2 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u0926\u0932\u093e\u0935 \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0915\u094b \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u093e \u0926\u092c\u093e\u0935 \u092a\u0939\u0932\u0947 \u0915\u0947 \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0930\u0939\u0928\u0947 \u0915\u0940 \u0906\u0936\u0902\u0915\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>RBI \u0928\u0947 quarterly inflation estimates \u092e\u0947\u0902 \u092d\u0940 \u092c\u0926\u0932\u093e\u0935 \u0915\u093f\u092f\u093e \u0939\u0948\u0964 FY27 \u0915\u0940 \u0926\u0942\u0938\u0930\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0947 \u0932\u093f\u090f CPI inflation \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 4.7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 4.9 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0924\u0940\u0938\u0930\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0947 \u0932\u093f\u090f projection 5.9 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 6 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0914\u0930 \u091a\u094c\u0925\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u0915\u0947 \u0932\u093f\u090f 5.5 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 5.7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 FY28 \u0915\u0940 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 inflation 5.6 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0930\u0939\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928 \u0939\u0948\u0964 Core inflation forecast \u0915\u094b \u092d\u0940 4.3 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 4.4 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092d\u093e\u0930\u0924 \u092e\u0947\u0902 RBI \u0915\u093e medium-term inflation target 4 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u0926\u094b\u0928\u094b\u0902 \u0913\u0930 2 percentage points \u0915\u093e tolerance band \u0939\u0948\u0964 \u092f\u093e\u0928\u0940 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0924\u094c\u0930 \u092a\u0930 CPI inflation \u0915\u094b 2 \u0938\u0947 6 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0930\u0916\u0928\u0947 \u0915\u093e \u0932\u0915\u094d\u0937\u094d\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0938\u094d\u0924 2026 \u092e\u0947\u0902 retail inflation 4.82 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0930\u0939\u0940 \u0914\u0930 \u0932\u0917\u093e\u0924\u093e\u0930 \u0924\u0940\u0938\u0930\u0947 \u092e\u0939\u0940\u0928\u0947 RBI \u0915\u0947 4 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 target \u0938\u0947 \u090a\u092a\u0930 \u092c\u0928\u0940 \u0930\u0939\u0940\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092f\u0939 \u0905\u092d\u0940 6 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0940 upper tolerance limit \u0915\u0947 \u092d\u0940\u0924\u0930 \u0939\u0948\u0964<\/p>\n\n\n\n<p>Inflation \u092e\u0947\u0902 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u093e \u090f\u0915 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0923 energy prices \u0939\u0948\u0902\u0964 \u092a\u0936\u094d\u091a\u093f\u092e \u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0947 \u0915\u093e\u0930\u0923 international crude oil prices \u090a\u0902\u091a\u0947 \u0938\u094d\u0924\u0930 \u092a\u0930 \u0939\u0948\u0902\u0964 \u092d\u093e\u0930\u0924 \u0905\u092a\u0928\u0940 crude oil \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u093e \u092c\u0921\u093c\u093e \u0939\u093f\u0938\u094d\u0938\u093e imports \u0938\u0947 \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0924\u0947\u091c \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u093e \u0905\u0938\u0930 fuel, transportation, logistics \u0914\u0930 \u0906\u0916\u093f\u0930\u0915\u093e\u0930 \u0926\u0942\u0938\u0930\u0940 \u0935\u0938\u094d\u0924\u0941\u0913\u0902 \u0924\u0925\u093e \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0916\u093e\u0926\u094d\u092f \u0915\u0940\u092e\u0924\u0947\u0902 \u092d\u0940 RBI \u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u0915\u093e \u0915\u093e\u0930\u0923 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0902\u0964 \u0915\u092e\u091c\u094b\u0930 monsoon conditions \u0914\u0930 El Ni\u00f1o \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u091c\u094b\u0916\u093f\u092e agricultural production \u0924\u0925\u093e food supply \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f food \u0914\u0930 energy prices \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 \u090a\u0902\u091a\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948\u0902 \u0924\u094b inflation \u0915\u0947\u0935\u0932 \u0907\u0928 \u0926\u094b categories \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0930\u0939\u0928\u0947 \u0915\u0947 \u092c\u091c\u093e\u092f economy \u0915\u0947 \u0926\u0942\u0938\u0930\u0947 \u0939\u093f\u0938\u094d\u0938\u094b\u0902 \u092e\u0947\u0902 \u092d\u0940 \u092b\u0948\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 RBI \u0928\u0947 \u0907\u0938\u0940 broadening price pressure \u0915\u094b monetary tightening \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0915\u093e\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Repo rate \u092c\u0922\u093c\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0938\u0940\u0927\u093e \u0905\u0938\u0930 borrowers \u092a\u0930 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 Repo rate \u0935\u0939 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0939\u0948 \u091c\u093f\u0938 \u092a\u0930 RBI commercial banks \u0915\u094b short-term funds \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0924\u093e \u0939\u0948\u0964 \u091c\u092c RBI repo rate \u092c\u0922\u093c\u093e\u0924\u093e \u0939\u0948 \u0924\u094b banking system \u092e\u0947\u0902 borrowing cost \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948 \u0914\u0930 banks \u0907\u0938\u0947 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 customers \u0915\u0947 loan rates \u092e\u0947\u0902 pass on \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 External Benchmark Linked Lending Rate \u092f\u093e\u0928\u0940 EBLR \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 floating-rate home loans \u092a\u0930 \u0907\u0938\u0915\u093e \u0905\u0938\u0930 \u0905\u092a\u0947\u0915\u094d\u0937\u093e\u0915\u0943\u0924 \u091c\u0932\u094d\u0926\u0940 \u0926\u093f\u0916\u093e\u0908 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f \u0915\u093f\u0938\u0940 borrower \u0915\u093e loan rate \u0938\u0940\u0927\u0947 RBI repo rate \u0938\u0947 linked \u0939\u0948 \u0914\u0930 bank \u092a\u0942\u0930\u0940 25 basis points \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 pass on \u0915\u0930\u0924\u093e \u0939\u0948 \u0924\u094b \u0909\u0938\u0915\u0940 interest rate \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u092f\u093e \u0924\u094b monthly EMI \u092c\u0922\u093c \u0938\u0915\u0924\u0940 \u0939\u0948 \u092f\u093e loan tenure \u0932\u0902\u092c\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948, \u092f\u0939 loan agreement \u0914\u0930 bank \u0915\u0940 policy \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0947\u0917\u093e\u0964<\/p>\n\n\n\n<p>Home loan \u0915\u0947 \u0905\u0932\u093e\u0935\u093e floating-rate vehicle loans, business loans \u0914\u0930 \u0926\u0942\u0938\u0930\u0947 retail loans \u0915\u0940 borrowing cost \u092d\u0940 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0939\u0930 borrower \u092a\u0930 \u092a\u094d\u0930\u092d\u093e\u0935 \u090f\u0915 \u091c\u0948\u0938\u093e \u0914\u0930 \u0924\u0924\u094d\u0915\u093e\u0932 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u093e\u0964 Fixed-rate loans \u092a\u0930 \u092e\u094c\u091c\u0942\u0926\u093e interest rate \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 agreed fixed period \u0924\u0915 \u0928\u0939\u0940\u0902 \u092c\u0926\u0932\u0924\u0940, \u091c\u092c\u0915\u093f MCLR-linked loans \u0915\u093e reset \u0909\u0928\u0915\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 reset cycle \u0914\u0930 bank \u0915\u0940 funding cost \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>Rate hike \u0915\u093e \u0926\u0942\u0938\u0930\u093e \u092a\u0915\u094d\u0937 depositors \u0915\u0947 \u0932\u093f\u090f \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092f\u0926\u093f banks \u0915\u094b deposits \u0906\u0915\u0930\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 funding \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0924\u0940 \u0939\u0948 \u0924\u094b Fixed Deposit \u0914\u0930 \u0905\u0928\u094d\u092f deposit schemes \u0915\u0940 rates \u092e\u0947\u0902 \u092d\u0940 \u0927\u0940\u0930\u0947-\u0927\u0940\u0930\u0947 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 FD rates repo rate \u0915\u0947 \u0938\u093e\u0925 automatically \u0938\u092e\u093e\u0928 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u092c\u0922\u093c\u0924\u0940\u0902\u0964 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 bank \u0905\u092a\u0928\u0940 liquidity, credit demand \u0914\u0930 deposit requirements \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 rates \u0924\u092f \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>RBI \u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0907\u0938 \u0938\u092e\u092f \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u091a\u0941\u0928\u094c\u0924\u0940 growth \u0914\u0930 inflation \u0915\u0947 \u092c\u0940\u091a \u0938\u0902\u0924\u0941\u0932\u0928 \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u0939\u0948\u0964 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 higher interest rates demand \u0914\u0930 borrowing \u0915\u094b \u0927\u0940\u092e\u093e \u0915\u0930\u0915\u0947 inflation \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 tightening \u0938\u0947 housing, automobile, business investment \u0914\u0930 consumption \u092a\u0930 \u0926\u092c\u093e\u0935 \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092e\u094c\u091c\u0942\u0926\u093e \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 RBI \u0915\u094b policy tightening \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u091c\u0917\u0939 \u0907\u0938\u0932\u093f\u090f \u092e\u093f\u0932 \u0930\u0939\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f economic growth \u092e\u091c\u092c\u0942\u0924 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u092a\u0939\u0932\u0940 \u0924\u093f\u092e\u093e\u0939\u0940 \u092e\u0947\u0902 7.8 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 GDP growth \u0914\u0930 FY27 \u0915\u0947 \u0932\u093f\u090f 7.1 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u093e revised forecast \u092f\u0939 \u0938\u0902\u0915\u0947\u0924 \u0926\u0947\u0924\u093e \u0939\u0948 \u0915\u093f \u0905\u0930\u094d\u0925\u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0905\u092d\u0940 \u090a\u0902\u091a\u0940 borrowing cost \u0915\u093e \u0915\u0941\u091b \u0926\u092c\u093e\u0935 \u0938\u0939\u0928\u0947 \u0915\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0907\u0938\u0915\u0947 \u092c\u093e\u0935\u091c\u0942\u0926 global uncertainty \u092c\u0921\u093c\u0940 \u091a\u0941\u0928\u094c\u0924\u0940 \u092c\u0928\u0940 \u0939\u0941\u0908 \u0939\u0948\u0964 \u092a\u0936\u094d\u091a\u093f\u092e \u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u0938\u0902\u0918\u0930\u094d\u0937, elevated crude oil prices, \u0935\u0948\u0936\u094d\u0935\u093f\u0915 bond yields, international interest rates \u0914\u0930 currency movements \u092d\u093e\u0930\u0924 \u0915\u0940 monetary policy \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 Higher global rates \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 dollar emerging markets \u0938\u0947 capital flows \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u092e\u0939\u0902\u0917\u093e crude \u092d\u093e\u0930\u0924 \u0915\u0947 import bill \u0914\u0930 inflation \u0926\u094b\u0928\u094b\u0902 \u092a\u0930 \u0926\u092c\u093e\u0935 \u092c\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>RBI \u0915\u0940 \u0918\u094b\u0937\u0923\u093e \u0915\u0947 \u0924\u0941\u0930\u0902\u0924 \u092c\u093e\u0926 financial markets \u092e\u0947\u0902 \u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0940\u0964 Benchmark 10-year government bond yield \u092c\u0922\u093c\u0915\u0930 \u0932\u0917\u092d\u0917 7.27 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0917\u0908\u0964 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u0915\u093e\u0930\u094b\u092c\u093e\u0930 \u092e\u0947\u0902 rupee \u0932\u0917\u092d\u0917 96.36 \u092a\u094d\u0930\u0924\u093f dollar \u0915\u0947 \u0906\u0938\u092a\u093e\u0938 \u0925\u093e, \u091c\u092c\u0915\u093f equity indices \u092a\u0930 \u092d\u0940 \u0926\u092c\u093e\u0935 \u0926\u093f\u0916\u093e\u0908 \u0926\u093f\u092f\u093e\u0964 Market reaction \u0907\u0938 \u092c\u093e\u0924 \u0915\u093e \u0938\u0902\u0915\u0947\u0924 \u0925\u093e \u0915\u093f investors policy stance \u092e\u0947\u0902 \u0906\u090f \u092c\u0926\u0932\u093e\u0935 \u0914\u0930 \u0906\u0917\u0947 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 tightening \u0915\u094b \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u0947 \u0932\u0917\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n<p>\u092e\u094c\u091c\u0942\u0926\u093e repo rate hike \u0915\u094b \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 monetary policy cycle \u0915\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902 \u0926\u0947\u0916\u0928\u093e \u092d\u0940 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 RBI \u0928\u0947 \u092b\u0930\u0935\u0930\u0940 2023 \u092e\u0947\u0902 repo rate \u092c\u0922\u093c\u093e\u0915\u0930 6.50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u093f\u092f\u093e \u0925\u093e\u0964 \u0909\u0938\u0915\u0947 \u092c\u093e\u0926 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 rates \u0938\u094d\u0925\u093f\u0930 \u0930\u0939\u0940\u0902\u0964 2025 \u092e\u0947\u0902 inflation \u092e\u0947\u0902 \u0915\u092e\u0940 \u0914\u0930 growth \u0915\u094b \u0938\u092e\u0930\u094d\u0925\u0928 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f RBI \u0928\u0947 \u0915\u0908 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0915\u0941\u0932 125 basis points \u0915\u0940 rate cuts \u0915\u0940\u0902, \u091c\u093f\u0938\u0938\u0947 repo rate 5.25 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0924\u0915 \u0906 \u0917\u0908\u0964 2026 \u092e\u0947\u0902 \u0932\u0917\u093e\u0924\u093e\u0930 \u091a\u093e\u0930 policy reviews \u0924\u0915 rate 5.25 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092a\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0905\u092c \u0915\u0947\u0902\u0926\u094d\u0930\u0940\u092f \u092c\u0948\u0902\u0915 \u0928\u0947 tightening \u0915\u0940 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0909\u0920\u093e\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092f\u0939\u0940 \u0935\u091c\u0939 \u0939\u0948 \u0915\u093f 7 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 \u0915\u0940 policy \u0915\u0947\u0935\u0932 25 basis points \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0938\u0947 \u0915\u0939\u0940\u0902 \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092e\u093e\u0928\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948\u0964 \u0905\u0938\u0932\u0940 \u0938\u0902\u0915\u0947\u0924 RBI \u0915\u0947 policy stance \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0939\u0948\u0964 \u201cNeutral\u201d stance \u092e\u0947\u0902 central bank \u0915\u0947 \u092a\u093e\u0938 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 rate cut, hike \u092f\u093e pause \u0924\u0940\u0928\u094b\u0902 \u0935\u093f\u0915\u0932\u094d\u092a \u0905\u092a\u0947\u0915\u094d\u0937\u093e\u0915\u0943\u0924 \u0916\u0941\u0932\u0947 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964 \u201cCalibrated tightening\u201d \u0938\u0947 \u0938\u0902\u0915\u0947\u0924 \u092e\u093f\u0932\u0924\u093e \u0939\u0948 \u0915\u093f \u092b\u093f\u0932\u0939\u093e\u0932 inflation \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u0921\u093c\u0940 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u092c\u0928 \u0917\u092f\u093e \u0939\u0948 \u0914\u0930 \u0928\u093f\u0915\u091f \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 rate cuts \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0915\u093e\u092b\u0940 \u0938\u0940\u092e\u093f\u0924 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0907\u0938\u0915\u093e \u092f\u0939 \u0905\u0930\u094d\u0925 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f RBI \u0939\u0930 \u0905\u0917\u0932\u0940 \u092c\u0948\u0920\u0915 \u092e\u0947\u0902 \u0905\u0928\u093f\u0935\u093e\u0930\u094d\u092f \u0930\u0942\u092a \u0938\u0947 repo rate \u092c\u0922\u093c\u093e\u090f\u0917\u093e\u0964 Governor Malhotra \u0928\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0915\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u0906\u0917\u0947 \u0915\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 inflation \u0914\u0930 growth outcomes \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0917\u0940\u0964 \u092f\u0926\u093f inflation \u0905\u0928\u0941\u092e\u093e\u0928 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948 \u0924\u094b additional tightening \u0938\u0902\u092d\u0935 \u0939\u0948, \u091c\u092c\u0915\u093f price pressures \u0938\u094d\u0925\u093f\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 MPC \u092e\u094c\u091c\u0942\u0926\u093e rate \u092a\u0930 pause \u092d\u0940 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0906\u092e \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u093e\u0924 banks \u0915\u0940 lending rates \u092a\u0930 \u0928\u091c\u0930 \u0930\u0916\u0928\u093e \u0939\u094b\u0917\u0940\u0964 Repo-linked floating loans \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u0947 borrowers \u0915\u094b \u0905\u092a\u0928\u0947 bank \u0915\u093e reset mechanism \u0914\u0930 interest rate revision \u0926\u0947\u0916\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0935\u0939\u0940\u0902 \u0928\u090f home loan \u092f\u093e vehicle loan \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 customers \u0915\u0947 \u0932\u093f\u090f borrowing rates \u092e\u0947\u0902 \u0915\u0941\u091b \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p>Businesses \u0915\u0947 \u0932\u093f\u090f higher rates \u0915\u093e \u092e\u0924\u0932\u092c working capital \u0914\u0930 expansion loans \u0915\u0940 cost \u092c\u0922\u093c\u0928\u093e \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 interest-sensitive sectors \u091c\u0948\u0938\u0947 real estate, automobile \u0914\u0930 capital-intensive industries monetary tightening \u0938\u0947 \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0926\u0942\u0938\u0930\u0940 \u0924\u0930\u092b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 inflation \u0914\u0930 currency stability \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 businesses \u0915\u0947 \u0932\u093f\u090f \u0905\u0927\u093f\u0915 predictable economic environment \u0924\u0948\u092f\u093e\u0930 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n<p>RBI \u0915\u0940 October 2026 monetary policy \u0928\u0947 \u092b\u093f\u0932\u0939\u093e\u0932 \u0938\u094d\u092a\u0937\u094d\u091f \u0938\u0902\u0915\u0947\u0924 \u0926\u0947 \u0926\u093f\u092f\u093e \u0939\u0948 \u0915\u093f \u092e\u091c\u092c\u0942\u0924 GDP growth \u0915\u0947 \u092c\u0940\u091a central bank inflation \u0915\u094b \u0926\u094b\u092c\u093e\u0930\u093e \u092e\u091c\u092c\u0942\u0924 \u0939\u094b\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0928\u093e \u091a\u093e\u0939\u0924\u093e \u0939\u0948\u0964 Repo rate \u0905\u092c 5.50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u0948, FY27 GDP growth forecast \u092c\u0922\u093c\u0915\u0930 7.1 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0939\u094b \u0917\u092f\u093e \u0939\u0948 \u0914\u0930 CPI inflation forecast \u092d\u0940 \u092c\u0922\u093c\u0915\u0930 5.2 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092a\u0939\u0941\u0902\u091a \u0917\u092f\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u0906\u0928\u0947 \u0935\u093e\u0932\u0940 MPC \u092c\u0948\u0920\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0928\u091c\u0930 food inflation, crude oil prices, monsoon \u0914\u0930 agricultural output, global interest rates \u0924\u0925\u093e domestic demand \u092a\u0930 \u0930\u0939\u0947\u0917\u0940\u0964 \u092f\u0926\u093f inflation pressure \u0914\u0930 \u092c\u0922\u093c\u0924\u093e \u0939\u0948 \u0924\u094b RBI \u0915\u0947 \u092a\u093e\u0938 \u0906\u0917\u0947 rate hike \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0916\u0941\u0932\u093e \u0939\u0948\u0964 \u0935\u0939\u0940\u0902 \u092e\u0939\u0902\u0917\u093e\u0908 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948 \u0914\u0930 growth \u0915\u092e\u091c\u094b\u0930 \u092a\u0921\u093c\u0924\u0940 \u0939\u0948 \u0924\u094b central bank \u092e\u094c\u091c\u0942\u0926\u093e \u0938\u094d\u0924\u0930 \u092a\u0930 pause \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p>\u092b\u093f\u0932\u0939\u093e\u0932 borrowers \u0915\u0947 \u0932\u093f\u090f \u0938\u0902\u0915\u0947\u0924 \u0938\u093e\u092b \u0939\u0948 \u0915\u093f \u092a\u093f\u091b\u0932\u0947 rate-cut cycle \u0915\u0947 \u092c\u093e\u0926 \u0938\u0938\u094d\u0924\u0940 \u0939\u094b\u0924\u0940 borrowing \u0915\u093e \u0926\u094c\u0930 \u0930\u0941\u0915 \u0917\u092f\u093e \u0939\u0948\u0964 \u0935\u0939\u0940\u0902 RBI \u0915\u093e \u0938\u0902\u0926\u0947\u0936 \u092f\u0939 \u0939\u0948 \u0915\u093f \u092e\u091c\u092c\u0942\u0924 \u0906\u0930\u094d\u0925\u093f\u0915 growth \u0915\u0947 \u092c\u0940\u091a price stability \u0915\u094b \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0905\u092c monetary policy \u0915\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u092c\u0928 \u091a\u0941\u0915\u0940 \u0939\u0948\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u092c\u0941\u0927\u0935\u093e\u0930, 7 \u0905\u0915\u094d\u091f\u0942\u092c\u0930 2026 \u0915\u094b \u092e\u094c\u0926\u094d\u0930\u093f\u0915 \u0928\u0940\u0924\u093f \u092e\u0947\u0902 \u092c\u0921\u093c\u093e \u092c\u0926\u0932\u093e\u0935 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f repo rate \u092e\u0947\u0902 25 basis points \u0915\u0940 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0930 \u0907\u0938\u0947 5.25 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 5.50 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0930 \u0926\u093f\u092f\u093e\u0964 RBI \u0915\u0940 \u091b\u0939 \u0938\u0926\u0938\u094d\u092f\u0940\u092f Monetary Policy Committee \u092f\u093e\u0928\u0940 MPC \u0928\u0947 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u092b\u0948\u0938\u0932\u0947 \u0915\u0947 \u092a\u0915\u094d\u0937 \u092e\u0947\u0902 \u0938\u0930\u094d\u0935\u0938\u092e\u094d\u092e\u0924\u093f \u0938\u0947 \u092e\u0924\u0926\u093e\u0928 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